.rws{--rws-ink:#1b2a41;--rws-ink-soft:#4a5b72;--rws-paper:#f7f6f2;--rws-card:#ffffff;--rws-line:#d9d6cc;--rws-line-soft:#eae8e0;--rws-debit:#b3402e;--rws-debit-bg:#fbf1ef;--rws-credit:#1e6e52;--rws-credit-bg:#eef6f2;--rws-radius:10px;--rws-serif:var(--font-zilla),"Zilla Slab",Georgia,serif;--rws-sans:var(--font-public),"Public Sans",system-ui,sans-serif;--rws-mono:var(--font-plex),"IBM Plex Mono",monospace;background:var(--rws-paper);color:var(--rws-ink);font-family:var(--rws-sans);line-height:1.55;padding-top:96px}.rws-wrap{max-width:820px;margin:0 auto;padding:0 20px 64px}.rws-header{border-bottom:3px double var(--rws-line);padding:36px 0 24px;margin-bottom:32px}.rws-eyebrow{font-family:var(--rws-mono);font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--rws-ink-soft);margin-bottom:10px}.rws .rws-title,.rws h1{font-family:var(--rws-serif);font-weight:700;font-size:clamp(30px,5.5vw,44px);line-height:1.12;letter-spacing:-.01em;color:var(--rws-ink)}.rws-subtitle{margin-top:12px;max-width:560px;color:var(--rws-ink-soft);font-size:16px}.rws-legend{display:flex;gap:20px;margin-top:18px;font-family:var(--rws-mono);font-size:12px}.rws-legend span:before{content:"";display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:7px;vertical-align:baseline}.rws-legend .l-debit:before{background:var(--rws-debit)}.rws-legend .l-credit:before{background:var(--rws-credit)}.rws-card{background:var(--rws-card);border:1px solid var(--rws-line);border-radius:var(--rws-radius);padding:24px 22px;margin-bottom:22px}.rws-sec-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;border-bottom:1px solid var(--rws-line-soft);padding-bottom:12px;margin-bottom:18px}.rws-sec-title{font-family:var(--rws-serif);font-weight:600;font-size:21px;color:var(--rws-ink)}.rws-sec-note{font-size:13px;color:var(--rws-ink-soft);text-align:right;max-width:46%}.rws-field{margin-bottom:16px}.rws-field:last-child{margin-bottom:0}.rws-field label{display:block;font-size:14px;font-weight:600;margin-bottom:6px;color:var(--rws-ink)}.rws-hint{font-weight:400;color:var(--rws-ink-soft);font-size:13px}.rws select{width:100%;font-family:var(--rws-mono);font-size:16px;padding:12px 14px;border:1.5px solid var(--rws-line);border-radius:8px;background:#fdfdfb;color:var(--rws-ink)}.rws select:focus{outline:2px solid var(--rws-ink);outline-offset:1px;border-color:var(--rws-ink)}.rws-grid-3{display:grid;grid-template-columns:1.2fr 1fr 1fr;grid-gap:14px;gap:14px}.rws-grid-2{display:grid;grid-template-columns:1fr 1fr;grid-gap:14px;gap:14px}.rws-grid-2>.rws-field,.rws-grid-3>.rws-field{display:flex;flex-direction:column;justify-content:flex-end;margin-bottom:0}.rws-auto-pay{background:var(--rws-debit-bg);border:1px dashed var(--rws-debit);border-radius:8px;padding:12px 14px;margin-top:14px;display:flex;justify-content:space-between;align-items:baseline;gap:10px;font-size:14px}.rws-auto-pay .rws-amt{font-size:18px;font-weight:600}.rws-autopay{font-family:var(--rws-mono);font-size:16px;padding:12px 14px;border:1.5px dashed var(--rws-debit);border-radius:8px;background:var(--rws-debit-bg);color:var(--rws-debit)}.rws-ghost{font-family:var(--rws-sans);font-size:14px;font-weight:600;background:none;border:1.5px dashed var(--rws-line);border-radius:8px;color:var(--rws-ink-soft);padding:10px 16px;cursor:pointer;width:100%;margin-top:6px;transition:border-color .15s,color .15s}.rws-ghost:hover{border-color:var(--rws-ink);color:var(--rws-ink)}.rws-remove{background:none;border:none;color:var(--rws-debit);font-size:13px;cursor:pointer;text-decoration:underline;padding:4px}.rws-sub{border:1px solid var(--rws-line-soft);border-radius:8px;padding:16px;margin-top:14px}.rws-sub-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.rws-sub-title{font-weight:700;font-size:14px;font-family:var(--rws-mono);letter-spacing:.06em;text-transform:uppercase;color:var(--rws-ink-soft)}.rws-compare{display:grid;grid-template-columns:1fr 1fr;grid-gap:22px;gap:22px;margin-bottom:22px}.rws-panel{border-radius:var(--rws-radius);padding:24px 22px;border:1px solid var(--rws-line);background:var(--rws-card)}.rws-panel.before{border-top:5px solid var(--rws-debit)}.rws-panel.after{border-top:5px solid var(--rws-credit)}.rws-panel h2{font-family:var(--rws-serif);font-size:20px;font-weight:700;margin-bottom:4px;color:var(--rws-ink)}.rws-tagline{font-size:13px;color:var(--rws-ink-soft);margin-bottom:16px}.rws-ledger-row{display:flex;justify-content:space-between;align-items:baseline;gap:10px;padding:9px 2px;border-bottom:1px dotted var(--rws-line);font-size:15px}.rws-ledger-row:last-of-type{border-bottom:none}.rws-amt{font-family:var(--rws-mono);font-weight:500;white-space:nowrap}.rws-amt.debit{color:var(--rws-debit)}.rws-amt.credit{color:var(--rws-credit)}.rws-panel hr{border:none;border-top:1px dotted var(--rws-line);margin:16px 0}.rws-big{font-family:var(--rws-mono);font-size:clamp(28px,4.5vw,36px);font-weight:600;letter-spacing:-.01em}.rws-big .permo{font-size:.45em;font-weight:400}.rws-big-label{font-size:13px;color:var(--rws-ink-soft);margin-top:2px}.rws-savings{border:2px solid var(--rws-credit);background:var(--rws-credit-bg);border-radius:var(--rws-radius);padding:28px 24px;text-align:center;margin-bottom:26px}.rws-stamp-label{font-size:13px;letter-spacing:.16em;text-transform:uppercase;margin-bottom:6px}.rws-stamp-amount,.rws-stamp-label{font-family:var(--rws-mono);color:var(--rws-credit)}.rws-stamp-amount{font-size:clamp(38px,7vw,56px);font-weight:600;line-height:1.05}.rws-stamp-annual{font-size:15px;color:var(--rws-ink);margin-top:8px}.rws-savings.negative{border-color:var(--rws-ink-soft);background:var(--rws-line-soft)}.rws-factor,.rws-savings.negative .rws-stamp-amount,.rws-savings.negative .rws-stamp-label{color:var(--rws-ink-soft)}.rws-factor{margin-bottom:26px;font-size:14px;border:1px solid var(--rws-line-soft);border-radius:8px;padding:14px 16px;background:var(--rws-card)}.rws-factor summary{cursor:pointer;font-weight:600;color:var(--rws-ink)}.rws-factor p{margin-top:10px}.rws .lead-capture{margin:0 0 26px;border-radius:var(--rws-radius);border:1px solid var(--rws-line);border-top:3px solid var(--rws-credit);box-shadow:none;background:var(--rws-card)}.rws .lead-capture .kicker{color:var(--rws-credit)}.rws .lead-copy h3,.rws .lead-done-head h3{font-family:var(--rws-serif);font-weight:700;color:var(--rws-ink)}.rws .lead-copy p,.rws .lead-done-head p{color:var(--rws-ink-soft)}.rws .lead-fields label{color:var(--rws-ink)}.rws .lead-fields input{background:#fdfdfb;border:1.5px solid var(--rws-line);border-radius:8px;color:var(--rws-ink)}.rws .lead-fields input:focus{outline:2px solid var(--rws-ink);background:#fff}.rws .lead-fields .btn{border-radius:8px}.rws .lead-fine{color:var(--rws-ink-soft)}.rws-cta{background:var(--rws-ink);border-radius:var(--rws-radius);padding:28px 24px;text-align:center;margin-bottom:26px}.rws-cta,.rws-cta h2{color:var(--rws-paper)}.rws-cta h2{font-family:var(--rws-serif);font-size:24px;margin-bottom:8px}.rws-cta p{font-size:15px;color:#c9d2de;margin-bottom:18px}.rws-cta-buttons{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.rws-cta a{display:inline-block;text-decoration:none;font-weight:700;font-size:15px;padding:13px 22px;border-radius:8px}.rws-cta a.primary{background:var(--rws-paper);color:var(--rws-ink)}.rws-cta a.secondary{border:1.5px solid #6b7c93;color:var(--rws-paper)}.rws-fine{font-size:12.5px;color:var(--rws-ink-soft);border-top:1px solid var(--rws-line);padding-top:18px}.rws-fine p{margin-bottom:8px}@media (max-width:640px){.rws-compare{grid-template-columns:1fr}}@media (max-width:560px){.rws-grid-2,.rws-grid-3{grid-template-columns:1fr}.rws-grid-2>.rws-field,.rws-grid-3>.rws-field{margin-bottom:0}.rws-sec-note{display:none}.rws-card{padding:20px 16px}.rws-cta-buttons{flex-direction:column}.rws-cta a{width:100%}}.rws .rws-progress{margin:0 0 22px}.rws .rws-progress-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:8px}.rws .rws-progress-step{font-family:var(--rws-mono);font-size:.82rem;letter-spacing:.04em;text-transform:uppercase;color:var(--rws-ink)}.rws .rws-progress-pct{font-family:var(--rws-mono);font-size:.82rem;color:var(--rws-ink-soft);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.rws .rws-progress-bar{height:10px;border-radius:999px;background:#e7e4da;border:1px solid var(--rws-line);overflow:hidden}.rws .rws-progress-fill{height:100%;background:linear-gradient(90deg,#1e6e52,#2f8f6c);border-radius:999px;transition:width .35s ease}@media (prefers-reduced-motion:reduce){.rws .rws-progress-fill{transition:none}}.rws .rws-steps{display:flex;gap:6px;list-style:none;margin:12px 0 0;padding:0}.rws .rws-step{flex:1 1;display:flex;align-items:center;gap:7px;min-width:0;font-size:.83rem;color:var(--rws-ink-soft)}.rws .rws-step-dot{flex:0 0 auto;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;font-family:var(--rws-mono);font-size:.72rem;background:#e7e4da;color:var(--rws-ink-soft);border:1px solid var(--rws-line)}.rws .rws-step-label{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.rws .rws-step.now{color:var(--rws-ink);font-weight:600}.rws .rws-step.now .rws-step-dot{background:var(--rws-ink);color:#fff;border-color:var(--rws-ink)}.rws .rws-step.done .rws-step-dot{background:var(--rws-credit);color:#fff;border-color:var(--rws-credit)}.rws .rws-help{margin-top:14px;padding:14px 16px;background:var(--rws-paper);border:1px solid var(--rws-line-soft);border-left:3px solid var(--rws-credit);border-radius:8px}.rws .rws-help p{margin:0 0 8px;font-size:.93rem;line-height:1.55;color:var(--rws-ink-soft)}.rws .rws-help p:last-child{margin-bottom:0}.rws .rws-choice{display:flex;flex-wrap:wrap;gap:10px}.rws .rws-pill{flex:1 1 220px;padding:14px 18px;min-height:48px;border-radius:8px;border:1px solid var(--rws-line);background:#fff;color:var(--rws-ink);font-family:inherit;font-size:.97rem;cursor:pointer;transition:border-color .12s ease,background .12s ease}.rws .rws-pill:hover{border-color:var(--rws-ink-soft)}.rws .rws-pill.on{border-color:var(--rws-credit);background:var(--rws-credit-bg);font-weight:600;box-shadow:inset 0 0 0 1px var(--rws-credit)}.rws .rws-nav{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:22px;padding-top:18px;border-top:1px solid var(--rws-line-soft)}.rws .rws-back,.rws .rws-next{min-height:48px;padding:13px 26px;border-radius:8px;font-family:inherit;font-size:1rem;cursor:pointer;border:1px solid transparent}.rws .rws-next{background:var(--rws-ink);color:#fff;font-weight:600}.rws .rws-next:hover{background:#101d30}.rws .rws-reveal{background:var(--rws-credit)}.rws .rws-reveal:hover{background:#17573f}.rws .rws-back{background:transparent;color:var(--rws-ink-soft);border-color:var(--rws-line)}.rws .rws-back:hover{color:var(--rws-ink);border-color:var(--rws-ink-soft)}.rws .rws-error{margin:14px 0 0;padding:10px 14px;border-radius:8px;background:var(--rws-debit-bg);color:var(--rws-debit);font-size:.92rem;border:1px solid #f0d6d0}.rws .rws-fineprint{margin:14px 0 0;font-size:.85rem;line-height:1.5;color:var(--rws-ink-soft)}.rws .rws-field input{width:100%;min-height:48px;padding:12px 14px;border-radius:8px;border:1px solid var(--rws-line);background:#fff;color:var(--rws-ink);font-family:inherit;font-size:1rem}.rws .rws-field input:focus-visible{outline:3px solid var(--rws-credit);outline-offset:1px}.rws .rws-thanks{margin-top:18px;padding:26px 24px;border-radius:var(--rws-radius);background:var(--rws-credit-bg);border:1px solid #cfe4d9;text-align:center}.rws .rws-thanks-tick{display:grid;place-items:center;width:44px;height:44px;margin:0 auto 12px;border-radius:50%;background:var(--rws-credit);color:#fff;font-size:1.4rem;line-height:1}.rws .rws-thanks h2{margin:0 0 10px;font-family:var(--rws-serif);font-size:1.5rem;color:var(--rws-ink)}.rws .rws-thanks p{margin:0 auto 12px;max-width:52ch;line-height:1.6;color:var(--rws-ink-soft)}.rws .rws-thanks-lead{color:var(--rws-ink)}.rws .rws-thanks-lead strong{word-break:break-word}.rws .rws-thanks-actions{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 6px}.rws .rws-book,.rws .rws-thanks-actions{justify-content:center;align-items:center}.rws .rws-book{display:inline-flex;min-height:50px;padding:14px 30px;border-radius:8px;background:var(--rws-credit);color:#fff;font-weight:600;font-size:1.02rem;text-decoration:none;transition:background .12s ease}.rws .rws-book:hover{background:#17573f}.rws .rws-call{display:inline-flex;align-items:center;min-height:50px;padding:14px 18px;color:var(--rws-ink);text-decoration:underline;text-underline-offset:3px}.rws .rws-thanks .rws-ghost{margin-top:10px}@media (max-width:700px){.rws .rws-steps{gap:4px}.rws .rws-step-label{display:none}.rws .rws-step.now .rws-step-label{display:inline}.rws .rws-step{flex:0 0 auto}.rws .rws-step.now{flex:1 1 auto}.rws .rws-nav{flex-direction:column-reverse;align-items:stretch}.rws .rws-nav button{width:100%}.rws .rws-progress-top{flex-direction:column;gap:2px}}.rws .rws-disclaimer{margin:16px 0 0;padding:14px 16px;border:1px solid var(--rws-line-soft);border-radius:8px;background:var(--rws-paper);font-size:.86rem;line-height:1.6;color:var(--rws-ink-soft)}.rws .rws-disclaimer strong{color:var(--rws-ink)}@media (max-width:700px){.rws .rws-thanks{padding:22px 18px}.rws .rws-thanks-actions{flex-direction:column;align-items:stretch;gap:8px}.rws .rws-book,.rws .rws-call{width:100%;justify-content:center}}.rws .rws-ltv-warn{margin:16px 0 0;padding:16px 18px;border-radius:8px;background:var(--rws-debit-bg);border:1px solid #f0d6d0;border-left:3px solid var(--rws-debit)}.rws .rws-ltv-warn p{margin:0 0 10px;font-size:.92rem;line-height:1.6;color:var(--rws-ink-soft)}.rws .rws-ltv-warn p:last-child{margin-bottom:0}.rws .rws-ltv-warn strong{color:var(--rws-debit)}.rws .rws-check{display:flex;align-items:flex-start;gap:10px;margin-top:16px;padding:14px 16px;border:1px solid var(--rws-line-soft);border-radius:8px;background:var(--rws-paper);font-size:.93rem;line-height:1.55;color:var(--rws-ink-soft);cursor:pointer}.rws .rws-check input{flex:0 0 auto;width:18px;height:18px;margin-top:2px;accent-color:var(--rws-credit);cursor:pointer}.rws .omc-rate-banner{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:center;gap:10px;margin:0 0 20px;padding:14px 20px;border-radius:var(--rws-radius);background:var(--rws-ink);color:#fff;text-align:center}.rws .omc-rate-label{font-family:var(--rws-mono);font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;opacity:.85}.rws .omc-rate-value{font-family:var(--rws-serif);font-size:1.6rem;font-weight:700;color:#f2c14e;line-height:1}.rws .omc-group{margin:20px 0 0;padding:0;border:0}.rws .omc-group legend{padding:0;margin-bottom:10px;font-size:.9rem;font-weight:600;color:var(--rws-ink)}.rws .omc-toggle-row{display:flex;flex-wrap:wrap;gap:8px}.rws .omc-toggle{flex:1 1 auto;min-width:72px;min-height:48px;padding:12px 16px;border-radius:8px;border:1px solid var(--rws-line);background:#fff;color:var(--rws-ink);font-family:inherit;font-size:1rem;font-weight:600;cursor:pointer;transition:border-color .12s ease,background .12s ease,color .12s ease}.rws .omc-toggle.wide{flex:1 1 140px}.rws .omc-toggle:hover{border-color:var(--rws-ink-soft)}.rws .omc-toggle.on{background:var(--rws-ink);border-color:var(--rws-ink);color:#fff}.rws .omc-toggle:focus-visible{outline:3px solid var(--rws-credit);outline-offset:2px}.rws .omc-custom{margin-top:10px}.rws .omc-custom label{display:block;margin-bottom:6px;font-size:.85rem;color:var(--rws-ink-soft)}.rws .omc-down-amount{margin:12px 0 0;font-size:.95rem;color:var(--rws-ink-soft)}.rws .omc-down-amount strong{color:var(--rws-ink)}.rws .omc-headline{margin:18px 0 0;padding:28px 24px;border-radius:var(--rws-radius);background:var(--rws-credit-bg);border:1px solid #cfe4d9;text-align:center}.rws .omc-headline-label{margin:0 0 6px;font-family:var(--rws-mono);font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;color:var(--rws-ink-soft)}.rws .omc-headline-amount{margin:0;font-family:var(--rws-serif);font-size:clamp(2.2rem,7vw,3.1rem);font-weight:700;line-height:1.05;color:var(--rws-credit)}.rws .omc-permo{font-size:.4em;font-weight:500;color:var(--rws-ink-soft)}.rws .omc-headline-note{margin:10px 0 0;font-size:.92rem;color:var(--rws-ink-soft)}.rws .omc-tax{margin:18px 0 0;padding:16px 20px;border-radius:var(--rws-radius);background:var(--rws-paper);border:1px dashed var(--rws-line)}.rws .omc-tax-row{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:10px;font-weight:600;color:var(--rws-ink)}.rws .omc-tax-amount{font-family:var(--rws-mono);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.rws .omc-tax-note{margin:6px 0 0;font-size:.86rem;color:var(--rws-ink-soft)}.rws .omc-send-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin-top:18px}@media (max-width:700px){.rws .omc-toggle{min-width:0;flex-grow:1;flex-shrink:1;flex-basis:calc(33.333% - 6px);padding:12px 8px;font-size:.95rem}.rws .omc-toggle.wide{flex-grow:1;flex-shrink:1;flex-basis:calc(50% - 4px)}.rws .omc-rate-banner{flex-direction:column;gap:4px}.rws .omc-send-actions{flex-direction:column;align-items:stretch}.rws .omc-send-actions .rws-next{width:100%}.rws .omc-send-actions .rws-call{justify-content:center}}.rws .omc-min-note{color:var(--rws-credit);font-weight:600}.rws .omc-mode{margin-bottom:12px}.rws .omc-mode-label{display:block;margin-bottom:6px;font-size:.85rem;color:var(--rws-ink-soft)}.rws .omc-mode-row{display:inline-flex;gap:0;border:1px solid var(--rws-line);border-radius:8px;overflow:hidden}.rws .omc-mode-btn{min-height:44px;padding:10px 18px;border:0;background:#fff;color:var(--rws-ink-soft);font-family:inherit;font-size:.93rem;cursor:pointer;transition:background .12s ease,color .12s ease}.rws .omc-mode-btn+.omc-mode-btn{border-left:1px solid var(--rws-line)}.rws .omc-mode-btn.on{background:var(--rws-credit);color:#fff;font-weight:600}.rws .omc-mode-btn:focus-visible{outline:3px solid var(--rws-credit);outline-offset:-3px}@media (max-width:700px){.rws .omc-mode-row{display:flex;width:100%}.rws .omc-mode-btn{flex:1 1 50%}}