What income does my target home need?
Pick a purchase price and down payment, we'll show the qualifying income, stress test included.
For illustration only. Not an offer to lend or financial, legal or tax advice. Actual figures depend on lender, insurer and legal review. O.A.C.
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Mortgage Payment Calculator
Estimate your monthly payment with CMHC default insurance built in, plus interest, principal and balance over your 5-year term.
Open calculator →Affordability Calculator
How much home can you afford? Built on real lender math, GDS/TDS ratios and the federal stress test.
Open calculator →Down Payment Calculator
Canada's minimum down payment rules and what CMHC insurance costs at 5%, 10%, 15% and 20% down.
Open calculator →Closing Costs Calculator
Ontario and Toronto land transfer tax, first-time buyer rebates, legal fees and the rest of the bill nobody warns you about.
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