Stay in the home you love.
Fund renovations, in-home care and everyday expenses so you can keep living comfortably in your own home and neighbourhood.
Tax-free · No required monthly payments · You stay on title
The essentials
- Fund accessibility upgrades, stairlifts, ramps, walk-in showers
- Cover in-home care and personal support services
- Handle ongoing costs like property taxes and utilities
- No monthly mortgage payments required
- Keep full ownership, title and independence
The house is more than an asset, it's your neighbourhood, your routine, your independence. When staying requires a stairlift, a bathroom renovation or a few hours of daily support, the equity in the home can fund exactly that.
Compared to the cost, financial and emotional, of moving into care, aging in place funded by your own equity is often both the happier and the cheaper plan.
Dig deeper
Our dedicated reverse mortgage site covers this strategy in full, guides, scenarios and answers for homeowners 55+.
reversemortgage-ontario.ca →Other ways homeowners 55+ use their equity
Free Reverse Mortgage Guide
Plain-language guide: how it works, who qualifies, taxes, benefits and the alternatives.
Learn more →Retirement Cash Flow
Convert equity into tax-free income, as a lump sum or scheduled advances.
Learn more →Debt Relief Ontario
Pay off high-interest debt in one move and free up your monthly cash flow.
Learn more →Living Inheritance
Gift a down payment or milestone support now, and watch them enjoy it.
Learn more →Talk it through with someone licensed.
Free, confidential and no-obligation, and bring your family to the call if you'd like. Good decisions survive questions.