RMA, Real Mortgage AssociatesFSRA LIC. #10464RICK SEKHON · MORTGAGE BROKER
Start here · Homeowners 55+

Your free reverse mortgage guide.

Reverse mortgages explained in plain language, no jargon, no pressure. Everything you should know before you talk to anyone.

Tax-free · No required monthly payments · You stay on title

What it means for you

The essentials

  • How reverse mortgages actually work in Canada
  • Who qualifies and how much you can access
  • What it means for taxes, OAS and GIS benefits
  • How it compares to a HELOC, refinance or downsizing
  • Real homeowner scenarios and case studies
  • The questions to ask before you apply

Most people researching reverse mortgages get one of two things: a sales pitch, or a wall of jargon. The guide is neither, it's the honest walkthrough we wish every homeowner had before their first conversation.

Read it, share it with your family, and when you're ready to talk through your own numbers, the call is free and there's no obligation.

Dig deeper

Our dedicated reverse mortgage site covers this strategy in full, guides, scenarios and answers for homeowners 55+.

reversemortgage-ontario.ca →
More strategies

Other ways homeowners 55+ use their equity

Reverse mortgage

Retirement Cash Flow

Convert equity into tax-free income, as a lump sum or scheduled advances.

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Reverse mortgage

Debt Relief Ontario

Pay off high-interest debt in one move and free up your monthly cash flow.

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Reverse mortgage

Living Inheritance

Gift a down payment or milestone support now, and watch them enjoy it.

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Reverse mortgage

Aging in Place

Fund accessibility upgrades, in-home care and daily expenses, and stay put.

Learn more →
No pressure, ever

Talk it through with someone licensed.

Free, confidential and no-obligation, and bring your family to the call if you'd like. Good decisions survive questions.